Terms and Conditions for FVEr Invest

Last Updated: 6/23/2025

Welcome to FVEr Invest. These Terms and Conditions ("Terms") govern your use of our website, including any content, functionality, and services offered on or through https://www.fverinvest.com (the "Site"), and your subscription to our services (the "Subscription").

Please read these Terms carefully before you start to use the Site or subscribe. By using the Site or by clicking to accept or agree to the Terms when this option is made available to you, you accept and agree to be bound and abide by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not access or use the Site or our Subscription services.

1. Financial Disclaimers and No Investment Advice

Your use of our Subscription and this Site is subject to the following critical disclaimers. You acknowledge and agree that:

  • For Informational & Educational Purposes Only: All content, including our models, trading strategies, current allocations, blog posts, and the Interactive Valuation Dashboard, is provided for informational and educational purposes only.

  • Not Investment Advice: The content on this website should not be construed as investment advice, a recommendation, or a solicitation to buy or sell any security. We are not a registered investment advisor, broker-dealer, or financial analyst. No fiduciary or advisory relationship is created by your use of the Site or Subscription.

  • Inherent Risk of Investing: All investing involves substantial risk. You can lose some or all of your invested capital. You should not invest money that you cannot afford to lose. The use of leveraged and inverse ETFs, which are featured in our strategies, involves a particularly high degree of risk and may not be suitable for all investors.

  • Models are Inherently Uncertain: Our Fair Value Estimator (FVE) model and trading strategies are built on historical market data and proprietary algorithms. These models are inherently uncertain and may not be accurate.

  • Past Performance is Not Indicative of Future Results: The performance data presented, including the 10-year backtest, is historical and based on back-tested models. This is backtested data. Past results do not guarantee future performance. Actual results may differ materially from the performance shown.

  • Consult a Professional: You should consult with a qualified and licensed financial professional or advisor to determine your own risk tolerance and to assess the suitability of any investment strategy or product for your individual circumstances before making any investment decisions. You are solely responsible for any and all investment decisions you make.

2. Subscription Services

Upon subscribing, you will receive access to the features included in your plan, which may include:

  • Interactive Valuation Dashboard: Access to our dashboard for valuation research. 

  • The FVEr Trading Strategy & Allocations: Access to the signals and allocations generated by our dynamic trading strategy. This does not execute trades on your behalf but provides information on the strategy's current positioning.

  • The FVEr Blog: Access to our proprietary commentary and analysis.

3. Subscription, Free Trial, and Payment

  • Free Trial: Your subscription begins with a one-month free trial. You must provide a valid payment method to sign up for the free trial.

  • Monthly Subscription Fee: After your free trial period ends, your subscription will automatically renew each month. You authorize us to charge your payment method the recurring monthly subscription fee of $3.45 USD, plus any applicable taxes.

  • Billing Cycle: The subscription fee will be billed on the first day of your paid subscription and on a monthly basis thereafter, until you cancel.

  • Cancellation: You may cancel your subscription at any time through your account dashboard on our Site. Your cancellation will be effective at the end of your current monthly billing period. You will continue to have access to the service through the end of that period.

  • No Refunds: Payments are non-refundable, and we do not provide refunds or credits for any partial-month subscription periods.

4. Intellectual Property Rights

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof), as well as the FVEr algorithms, models, and trading strategies, are owned by FVEr, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You are permitted to use the Subscription for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site.

5. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL FVER INVEST LLC, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE SITE, OR OUR SUBSCRIPTION SERVICES.

THIS INCLUDES ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE. THIS SPECIFICALLY INCLUDES ANY AND ALL FINANCIAL LOSSES YOU MAY INCUR AS A RESULT OF YOUR INVESTMENT DECISIONS.

6. Indemnification

You agree to defend, indemnify, and hold harmless FVEr Invest LLC, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site and Subscription services, including any investment decisions you make based on the content.

7. Changes to the Terms

We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them. We will notify you of any material changes via email or through a notice on our website. Your continued use of the Site or Subscription following the posting of revised Terms means that you accept and agree to the changes.

8. Governing Law and Jurisdiction

All matters relating to the Site and these Terms, and any dispute or claim arising therefrom or related thereto, shall be governed by and construed in accordance with the internal laws of the State of Colorado without giving effect to any choice or conflict of law provision or rule.

Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Site shall be instituted exclusively in the federal courts of the United States or the courts of the State of Colorado.